Overseas studies are always a dream for Delhi students, but it’s often thought to be expensive. While it may cost a lot, the good news is that if you plan and get the right advice from a trusted study abroad consultant in Delhi, you can manage your finances without digging a hole in your pocket. In this blog, we will break down the significant costs you should plan for and show you how overseas education consultants can help you budget smarter and better.
Major Costs to Expect When Studying Abroad
The most expensive aspect of studying abroad is tuition fees, which are highly variable based on the nation, college, and stream of study. For example, the USA, UK, and Australian tuition fees are relatively higher for top colleges, particularly for such specialized programs as MBA, Engineering, or Medicine. On the other hand, countries like Germany, Italy, and France have low or even no tuition fees in public universities, and that’s where the study abroad consultant’s experience comes into the picture; students are assisted in shortlisting quality but affordable colleges that satisfy their academic aspirations and financial constraints. Advisors can also guide on tuition waivers, scholarships, and government subsidization programs, thus making the cost really low but offering quality education overseas.
On-Campus vs. Off-Campus Housing – What You Need to Know
Under study abroad, the choice between on-campus and off-campus housing is an important one that affects your lifestyle and finances. On-campus housing, usually close to the university, offers convenience, safety, and proximity to school facilities. It typically includes meal plans, utilities, and basic furniture, and is ideal for first-year or international students getting used to a new world. It may be expensive, though, and offer less privacy. Off-campus housing, conversely, offers students greater freedom, flexibility, and typically lower monthly rent, especially when shared by roommates. It means students are responsible for taking on utilities, meals, and transportation expenses, which can be overwhelming, but also a learning experience. Most study abroad counselors assist students in locating reliable, vetted housing options—both on and off campus—by introducing them to good landlords, housing websites for students, or university-approved postings. This not only assists students in securing affordable and safe housing, but also gets them settled in their new life abroad early and confidently.
Travel & Visa Fees
While planning foreign study on a budget, round-trip airfare must be factored in, which ranges from approximately ₹50,000 to ₹1.5 lakh or more, depending on the destination, booking, off-season travel, and the airline. Apart from flights, visa fees are an unavoidable expense, which vary from country to country. For example, the Canada student visa (Study Permit) fee is approximately CAD 150 (approximately ₹9,000–₹10,000), while countries like the USA, UK, and Australia have varying fee structures, typically between ₹10,000 and ₹40,000. Foreign study consultants facilitate this process to a certain extent by providing detailed visa checklists, document preparation, and mock interviews to prepare students for embassy visits. Their advice significantly reduces visa rejection chances and prepares students with the requirements confidently and on time.
Living Expenses
Other than tuition fees and air travel, students need to budget for living costs every month, which typically include meals, electricity bills, public transportation, internet, and healthcare insurance. These costs range between ₹40,000 to ₹80,000 a month, depending on the country, city, and lifestyle. For instance, countries like Italy and France may have relatively lower living costs than the UK, the USA, or Australia. Healthcare insurance, a mandatory expense in most countries, also differs in cost, but it is necessary for healthcare. To keep track of these costs, overseas education consultants in Delhi give valuable tips, like daily savings hacks, to help students find part-time work permitted under their student visa.
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